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	<title>Financial Advice Blog</title>
	<link>http://www.insurelifeonline.co.uk</link>
	<description>From Town &#38; Country Insurance</description>
	<lastBuildDate>Sun, 05 Jun 2011 11:16:52 +0000</lastBuildDate>
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		<title>Why Life Cover</title>
		<description><![CDATA[Why would you need protection? Did you know according to research published by the Nationwide in April 2011, almost half of parents in the UK are leaving their families at risk because they do not have any life cover in place and over three-quarters, have no protection against the impact of a critical illness. It [...]]]></description>
		<link>http://www.insurelifeonline.co.uk/2011/06/why-life-cover/</link>
			</item>
	<item>
		<title>Pension Reform</title>
		<description><![CDATA[There will be more pensioners in the future and those pensioners will live longer. This will put a massive strain on the State pension system. To alleviate this burden, the Pensions Acts 2007 and 2008 make changes to the Basic State Pension, the State Second Pension and introduce new employer duties for pensions.The employer duties [...]]]></description>
		<link>http://www.insurelifeonline.co.uk/2011/02/pension-reform/</link>
			</item>
	<item>
		<title>Pension Act 2008 &#8211; New Laws in 2012</title>
		<description><![CDATA[The Government is proposing to bring in new laws from 2012 that will have a significant impact on every employer in the UK. Key facts The framework for these new laws is already in place in the shape of the Pensions Act 2008.¢  Employers will, for the first time, be required to automatically enrol eligible [...]]]></description>
		<link>http://www.insurelifeonline.co.uk/2011/01/pension-act-2008-new-laws-in-2012/</link>
			</item>
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		<title>Saving for Children</title>
		<description><![CDATA[No parent will need reminding that children are expensive. Of course, there are the day-to-day running costs of clothes, shoes &#8211; and large telephone bills &#8211; but there are also some surprises: A recent survey in The Times suggested that four-fifths of first time buyers needed parental help to buy their home and the debate [...]]]></description>
		<link>http://www.insurelifeonline.co.uk/2010/02/saving-for-children/</link>
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